Common questions about the Mintos investment login and non-loan products.
How do I log in to my Mintos investment account?
Use the same Mintos login at mintos.com with your registered email and password; bonds, ETFs, real estate and Smart Cash all appear on the same dashboard as your loan notes.
What is the difference between Mintos investment products and P2P loans?
P2P loan notes are credit-risk instruments tied to individual borrowers and lending companies. Bonds, ETFs, real estate and Smart Cash are separate asset classes with their own risk and liquidity profiles, all accessible from the same Mintos investment login.
What is the minimum to invest in Mintos bonds or ETFs?
Bonds are generally available from €50, while ETFs can be bought fractionally from as little as €1.
Is Smart Cash the same as a savings account?
No. Smart Cash is a money-market style investment product offering flexible access, but it is not a bank deposit and is not covered by standard deposit insurance.
Can I hold ETFs and P2P loans in the same Mintos account?
Yes. The Mintos investment login gives access to a single account where loans, bonds, ETFs, real estate and Smart Cash can all be held together.
Are Mintos ETFs commission-free?
Mintos advertises no order fees on ETF trading; always verify the current fee schedule at mintos.com since terms can change.
How liquid are Mintos real estate investments?
Real estate products are generally less liquid than ETFs; exiting a position may depend on secondary market demand or product-specific terms.
Do I need a separate account for bonds versus ETFs on Mintos?
No. One Mintos investment login covers all products; you allocate across them from the same dashboard.
What happens to my investment login if I only want P2P loans?
The login and dashboard are the same regardless of which products you use; you can ignore bonds, ETFs and real estate entirely and hold only loan notes if you prefer.
Is investing in Mintos bonds and ETFs regulated the same way as the loans?
Yes. All products are offered under Mintos's FCMC investment-firm license (MiFID II), though each product type carries its own specific risk disclosures.