Baltic Fintech Monitor · Mintos Edition
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Mintos App · iOS & Android

Mintos App — Mobile Login & Investing

The Mintos app brings the full mintos.com investing dashboard to iOS and Android. This page covers the Mintos app login, what you can do on mobile, and how the app compares to using Mintos in a desktop browser.

Mintos Login Open a Mintos Account
FCMC-Regulated Investment FirmRiga, Latvia since 2015700,000+ Investors€800M+ AUM
Mintos PortfolioCore Loans · Diversified
Total Invested€12,480.00
Notes Held1,842
Lending Companies60+
9.2%Weighted average APY, Core Loans
€800M+Assets Under Management
700K+Registered Investors
2015Founded
MiFID IIFCMC Licensed

Mintos App Features

📱

Mobile Login

Sign in to the Mintos app using the same email and password as mintos.com, with optional biometric login after your first sign in.

📊

Portfolio Tracking

View Core Loans, bonds, ETF and Smart Cash balances with the same detail as the desktop dashboard, updated in real time.

💳

Mobile Deposits & Withdrawals

Fund your account or withdraw available cash directly from the app without needing a desktop browser.

🔔

Push Notifications

Get alerts for deposits, withdrawals, new investment opportunities and important account security events.

Strategy Management

Adjust Core and Custom investing strategies from your phone just as you would on the website.

🔒

App Security

Biometric login (Face ID / fingerprint) plus the same two-factor authentication options available on the web platform.

Mintos Sign In Steps

Getting Started with the Mintos App

Three steps to set up mobile access.

Step 1

Download the Mintos app

Search for Mintos in the App Store or Google Play and install the official app.

Step 2

Sign in with your existing account

Use the same email and password as mintos.com; complete two-factor verification if enabled.

Step 3

Enable biometric login

Turn on Face ID or fingerprint in app settings so future sign-ins are faster.

Mintos Help

Mintos App — FAQ

Questions about the Mintos mobile app and app login.

Is there an official Mintos app?
Yes. Mintos publishes an official app for iOS (App Store) and Android (Google Play) that mirrors the mintos.com website.
How do I log in to the Mintos app?
Use the same email and password registered on mintos.com. On first login you may need to complete two-factor verification, after which biometric login can be enabled.
Can I do everything on the Mintos app that I can on the website?
The Mintos app covers core functions: viewing your portfolio, depositing, withdrawing, adjusting Core and Custom strategies, and browsing Manual listings. Some advanced settings may be easier to manage on the full website.
Is the Mintos app free?
Yes, downloading and using the Mintos app is free; any product-related fees are the same as described on mintos.com regardless of which platform you use.
Does the Mintos app support biometric login?
Yes. After your first email-and-password login, you can enable Face ID or fingerprint login in the app's security settings.
Can I deposit money using the Mintos app?
Yes. The app supports initiating bank transfers to fund your account, and shows deposit status once funds arrive.
How do I withdraw money using the Mintos app?
Open the Withdraw section in the app, select the amount of uninvested cash to withdraw, and confirm the transfer to your linked bank account.
Is the Mintos app available worldwide?
The Mintos app is available in app stores generally, but account registration and investing eligibility still depend on your country of residence per Mintos and EU regulation.
What should I do if the Mintos app will not log in?
Verify your email and password are correct, check your two-factor device or code, and ensure the app is updated to the latest version. Use Forgot Password on mintos.com if needed.
Are app notifications customizable?
Yes. Notification preferences for deposits, withdrawals, new opportunities and security alerts can be adjusted in the app's settings menu.
What You Can Invest In on Mintos

Everything You Can Invest In From the App

The app supports the full Mintos product range.

📈 Core, Custom & Manual Loans

Automated or hand-picked loan notes from 60+ lending companies. Core Loans target a set APY automatically; Manual lets investors pick individual notes.

💵 Bonds

Fixed-income corporate bonds available from €50, with automated or manual selection inside the same Mintos account.

🏢 Real Estate

Fractional real estate investments for rental income and capital appreciation without direct property management.

📊 ETFs & Smart Cash

1,000+ ETFs with fractional trading from €1 and no order fees, plus a Smart Cash money market option with same-day withdrawal flexibility.

Mintos Investors

What Investors Say About the Mintos App

Feedback on using Mintos from a phone.

★★★★★
“The Mintos app login with Face ID is faster than typing my password on desktop every time. Portfolio view is just as detailed.”
Karlis V.
Mintos investor since 2020
★★★★★
“I do most of my Mintos investing from the app now. Deposits and withdrawals both work smoothly from my phone.”
Nora B.
Mintos investor since 2022
★★★★★
“Push notifications for new investment opportunities are genuinely useful; I have not missed a Manual pick I wanted since installing the app.”
Peteris G.
Mintos investor since 2019
Is Mintos Safe? Regulation & Risk

App Security Matches the Web Platform

The same regulatory protections and risk factors apply on mobile.

FactorMintosTypical P2P Platform
RegulationFCMC-licensed investment firm (MiFID II) since 2021Varies by broker
Uninvested funds protection€20,000 Latvian investor compensation schemeOften none for non-bank platforms
Fund segregationClient money held in segregated accountsNot always disclosed
Track record€16B+ funded since 2015, largest EU P2P platformVaries widely
Liquidity riskNotes and loans can be illiquid; buyback delays have occurredDepends on product
Minimum investmentFrom €50 on bonds, €1 on ETFsVaries
Risk note: Investing through Mintos carries risk of capital loss. Loan notes and bonds are not bank deposits and are not FDIC or NCUA insured. Past defaults and buyback delays (including during 2020-2022) show liquidity risk is real. Only the €20,000 Latvian scheme protects uninvested cash, not invested capital.

Get the Mintos App

Search Mintos in the App Store or Google Play, then sign in with your existing account.

Mintos Login — Sign In